For School Administrators |
United States only |
Workers' Compensation Insurance |
We are NOT lawyers but here are comments from people who are |
Check with your state agency and a knowledgeable local attorney |
The definition: a form of insurance providing wage replacement
and medical benefits to |
employees injured in the course of employment in exchange for
mandatory relinquishment |
of the employee's right to sue their employer for the tort of
negligence. Very complicated. |
Wisconsin -
Employers with three or more full- or part-time employees must
carry coverage. Employers with fewer than three employees are
exempt. Sole proprietors with no employees are not required to
carry coverage, but may choose to cover themselves. Purchased
from a commercial carrier. Approved businesses may self-insure -
see Wisconsin Department of Workforce Development |
Wyoming -
All employers must have coverage for all employees. Employees
include workers under any contract of hire (express or implied,
oral or written) and also include minors, aliens authorized to
work, and aliens the employer reasonably believed to be
authorized to work. Sole proprietors and partners are excluded
from coverage for themselves. The only workers’ compensation
insurance option in Wyoming is through the state-administered
fund. Self-insurance and private insurance are not permitted -
see Wyoming Department of Workforce Services |
Washington DC
- Employers with one or more employees. Sole proprietors are not
required to unless they have employees, but can choose to
purchase coverage for themselves. Purchased from a commercial
provider. Approved businesses may self-insure - see DC
Department of Employment Services |
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