| For School Administrators |
| United States only |
| Workers' Compensation Insurance |
| We are NOT lawyers but here are comments from people who are |
| Check with your state agency and a knowledgeable local attorney |
| The definition: a form of insurance providing wage replacement and medical benefits to |
| employees injured in the course of employment in exchange for mandatory relinquishment |
| of the employee's right to sue their employer for the tort of negligence. Very complicated. |
| Nebraska - All employers (including contractors) with one or more employees (including part-time employees and minors) must have workers’ compensation insurance. Sole proprietors with no employees are not required to carry coverage, but may choose to purchase coverage. Purchased from a commercial provider. Approved businesses may self-insure - see Nebraska Workers’ Compensation Court |
|
Nevada - All employers
with at least one employee must carry coverage. Subcontractors,
independent contractors, and their employees must also be
covered (unless they’re independent enterprises). Sole
proprietors without employees aren’t required to carry coverage,
but can choose to carry coverage for themselves. Purchased from
a commercial provider. Approved businesses may self-insure - see Nevada Department of Business and Industry – Industrial Relations |
|
New Hampshire
- All employers with any employees (full- and part-time, and
family members) must carry workers’ compensation insurance. Even
non-profit organizations must carry coverage. Sole proprietors,
partners, and self-employed individuals are not required to
carry coverage for themselves, but may choose to. Purchased from a commercial provider. Approved businesses may self-insure - see New Hampshire Department of Labor |
|
New Jersey - Any
business with one or more employees, and any employer not
covered by federal programs must carry coverage. Sole
proprietors with no employees are not required to carry
coverage, but may choose to cover themselves. Purchased from a commercial provider. Approved businesses may self-insure - see New Jersey Department of Labor and Workforce Development |
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